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National Flood Insurance Program

National Flood Insurance Program is insurance the government provides since standard home owners insurance does not cover flooding. Your property needs protection from hurricanes, tropical storms, heqavy rains and other man made disasters and such.

The Congresss created NFIP in 1968 as a means for property owners to obtain flood insurance. They provide insurance to property owners, renters and business owners pending their community is a NFIP participant. What this means is that your community has agreed to adopt and enforce ordinancesto meet FEMA reduceing flooding requirements.